Homes In Los Angeles For Sale- Search The Los Angeles MLS-Search the Los Angeles MLS right here for FREE-No need to log in to search the Los AngelesHome Search. You can search by price, rooms or map. All listing are up to date.
Copyright © 2011 By Stephen Munson & Luis Montejano-Munson-Montejano Realty –Homes In Los Angeles For Sale*Homes In Los Angeles For Sale- Search The Los Angeles MLS*
MLS in Los Angeles|Munson-Montejano Realty- Search the entire Los Angeles MLS completely free. Search by Price, neighborhoods, Bedrooms, baths, square footage and by home map search. See all homes in La that are listed in the Los Angeles MLS for sale including, single family, condos and town homes.
Copyright © 2011 By Stephen Munson & Luis Montejano- Munson-Montejano Realty-MLS in Los Angeles|Munson-Montejano Realty*MLS in Los Angeles,home map search,homes in La,MLS in Los Angeles,Los Angeles MLS*
Some of my personal favorite dining spots include: “Cliff's Edge”, “Gindergrass”, “Silver Lake Wine”, “Madame Matisse”(for breakfast), “Dusty's”, “The Desert Rose” in Los Feliz, “Masa” in Echo Park for great deserts & Chicago style pizza and of course “Two Boots” for their great Louisiana style pizza.
And let’s forget the eclectic night life scene and all of the neighborhood coffee houses such as Intelligentsia for coffee.
As someone who is passionate about architecture, I really appreciate the variety of home types including craftsman, Spanish style and contemporary homes and buildings you will see throughout the Silver Lake-Echo Park and adjacent neighborhoods.
Silver Lake adjacent neighborhoods include: Atwater Village, Echo Park , Mount Washington, Glassell Park, Eagle Rock andLos Feliz.
Did you know this about Silver Lake?
Walt Disney-In the 1930s, Walt Disney built his first large studio in Silver Lake at the corner of Griffith Park Blvd and Hyperion Avenue, now the site of Gelson's Market. (Source Wikipedia)
Famous Residents-Tom Hanks & Kiefer Sutherland are just two of many of Silver Lakes famous residents.
If you are thinking of moving to Silver Lake or one of its adjacent neighborhoods the start your search here and check out my “Urban Digs” Hot Property List that goes directly into your email box with photos, addresses, prices and every detail you want to know about every new listing that comes on the market in the Silver Lake, Atwater Village, Echo Park, Mount Washington, Glassell Park, Eagle Rock and Los Feliz neighborhoods.
Watch this YouTube video and Learn more about The Urban Digs Hot Property List
Or...
Are you looking to buy a home in Silver Lake and other areas throughout Los Angeles? Then start that search here and access the Los Angeles MLS for free and take complete control over your search for free.
Copyright © 2011 By Stephen Munson & Luis Montejano- Munson-Montejano Realty*Silver Lake Los Angeles|Munson-Montejano Realty-Silver Lake,Silver Lake Reservoir,Atwater Village, Echo Park , Mount Washington, Glassell Park, Eagle Rock,Los Feliz,Los Angeles MLS*
Los Angeles Property Search|Munson-Montejano Realty- Search the entire MLS in Los Angeles completely free. Search by Price, neighborhoods, Bedrooms, baths, square footage and by home map search. See all homes in La including, single family, condos and town homes.
Copyright © 2011 By Stephen Munson & Luis Montejano- Munson-Montejano Realty*Los Angeles Property Search|Munson-Montejano Realty,los angeles property search,la properties,los angeles property,property in los angeles,los angeles properties,property los angeles,properties los angeles,properties in los angelesMLS in Los Angeleshome map searchhomes in La*
Listings in Los Angeles-Munson-Montejano Real Estate- Search the entire MLS in Los Angeles completely free. Search allLos Angeles listings by Price, neighborhoods, Bedrooms, baths, square footage and by home map search. See all listings Los Angeles and it's MLS has to offer including, single family, condos and town homes.
Copyright © 2011 By Stephen Munson & Luis Montejano- Munson-Montejano Real Estate*Listings in Los Angeles-Munson-Montejano Real Estate,MLS in Los Angeles,home map search,listings in Los Angeles,listingsLos Angeles,Los Angeles listings*
Short sales-Frequently Asked Questions-Munson Montejano-
What is a Short Sale? A Short Sale is the sale of a home when the net proceeds do not fully pay off the existing mortgage loan(s) and the Lender is willing to accept a discounted payoff. Why would my lender accept less than what is owed on my mortgage? Lenders are in business to lend money, not to own real estate. They do not want the expense of the foreclosure process and/or the holding and maintaining of the property if it does not sell at foreclosure. The foreclosure process is very expensive and time consuming, so many lenders will agree to what seems a loss on the mortgage when they will actually save money by not completing the foreclosure and holding the property in their portfolio.
If I do a Short Sale, how much will I have to pay to sell my home? In most cases, you will not pay any sales costs if your Lender approves the Short Sale. All commissions, title and escrow fees, and some repair expenses are paid by the Lender, Investor or Mortgage Insurance company, if applicable, as part of the Short Sale approval.
Will my short sale be confidential? We do not market the property as a short sale. We must however note in the MLS in the private agent remarks; this is a short sale.
Can I simply deed my property to someone else and avoid the hassle? Deeding your property to someone without paying off the mortgage loan does not forgive you of the debt, and the property is still encumbered by a lien. Always check with your attorney to verify all the options available to you.
What sort of hardship would my lender consider legitimate? To some extent, that will depend upon the Lender considering your Short Sale request. Below you will find a list of common “hardships” that may be accepted by Mortgage Servicers:
I am current on my mortgage, so will my Lender consider a Short Sale? Many lenders now will consider a Short Sale offer on mortgage loans that are not delinquent. Other lenders will not consider a Short Sale offer until the loan is delinquent. We will work with you to put your Short Sale offer together and submit it for approval (remember, there is no charge for this). That is the best way to determine if your Lender will accept a Short Sale offer on a loan that is current.
Do lenders approve all Short Sales? No. That is why it is critical to work with someone, that has extensive experience at getting Short Sales approved and has direct contact with Mortgage Servicers
I have a second mortgage on my property, so can I still do a Short Sale? Yes. We can also work with the Mortgage Servicer or lender that holds the second mortgage, (many times the same Mortgage Servicer holds the 1st and the 2nd loans) to put together a Short Sale transaction. It is very important however, that you let us know if you have a second mortgage, home equity line of credit (HELOC), or any type of lien against your property such as a Home Owners Association lien, tax lien or mechanics lien.
My property is in rough shape and needs work; can I still do a Short Sale? Absolutely, Lenders often take into consideration repair costs, as a factor, when determining whether to approve a Home Short Sale offer.
I am concerned about my credit, so how will a Short Sale affect my credit? The goal is to avoid foreclosure. Consult your attorney to verify how this may affect your credit.
Can I receive cash from a Short Sale? No, short sales are only designed to get you out of your mortgage debt rather than going through the entire foreclosure process. It is not a refinance option and you will be vacating the property, as you would, if you were going through foreclosure. What if my home is not worth what I purchased it for? This is the typical scenario for a short sale, when you can only sale it for less than it is currently worth.
What if I have filed bankruptcy? You will need to check with your Bankruptcy Attorney to verify if you can proceed with a Short Sale.
To find out if a short sale is the right choice for you, vist: Www.LosAngelesShortSaleAgent.com
Copyright © 2011 By Stephen Munson-Munson Realty Southern California Real Estate –Homes In Los Angeles For Sale*Short sales-Frequently Asked Questions-Munson Montejano Realty|short sale, short sales, home short sales*
Sold!-Munson Montejano Real Estate-"Stephen and his partner Luis helped us buy our first home! They made the process simple and enjoyable from the beginning. They are extremely prompt with returning calls, emails, and texts, and worked around our hectic/sporadic schedules...usually scheduling our showings with less than 24 hour's notice without any complaint. When we eventually put in an offer, Stephen made the process super-simple, gave great advice, and won rave reviews from the listing agent. The offer he put together for us beat out a few competing offers, and he was able to get us closed in just three weeks from the date we put in our offer. This included getting our inspection and appraisal contingencies lifting in the very tight time frame imposed by the seller. They were with us at each step from the first houses that we saw to the moment we got the keys to our new home. There is no question that we will turn to Stephen and Luis if we ever decide to sell this house, and I have already recommended them to a couple of friends who are house hunting now."
Sarah & Vitali-Los Angeles
Overview Maps Photos Description |
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of foreclosures in the US is simply too big to ignore. That is why a government-backed program has been released that aims at streamlining Home Foreclosure Alternatives.
Short sales are honorable solutions to foreclosure, and now the government is making them easier, quicker and more accessible through the Home Affordable Foreclosure Alternatives Program, or HAFA.
With one in seven homeowners struggling to make loan payments, distressed homeowners are not alone, and there are Home Foreclosure Alternatives available.
Here are some Bullet Points on the HAFA program.
HAFA Eligibility
At present, the home owner is eligible if all the following conditions are met:
Incentives for the Distressed Home Owner
Is your lender participating? Lenders and loan servicers participating in HAFA must sign a participation agreement with Fannie Mae to participate in HAMP by October 3, 2010.
The list of lenders that are participating is constantly growing, please contact us for the most recently update list (there is no fee or charge).
California Short SaleSpecialist Luis Montejano and Stephen Munson explain in this clip the more highlights of the HAFAprogram. Luis Montejano has earned the prestigious Certified Distressed Property Expert and has helped countless Californians avoid foreclosure.
Copyright © 2011 By Stephen Munson& Luis Montejano-Munson Realty Southern California Real Estate *HAFA|HAFA Short Sales by Munson Montejano Real Estatehafa,hafa program,hafa short sales,hafa short sale *
Programa de Alternativas de Embargo Hipotecario “Home Affordable” (HAFA por sus iniciales en inglés)
Usted puede ser elegible si cumple con los siguientes requisitos:
Las ventajas para usted:
La entidad crediticia renuncia a sus derechos de solicitar un juicio por deficiencias
Institución financieras participantes
Para saber si su institución financiera es participante en este programa de gobierno, HAFA, llámenos al
Local
Gratis
Español
Copyright © 2011 By Stephen Munson & Luis Montejano- Munson-Montejano Real Estate*HAFA-$3,000 A Prestatarios Como Ayuda Para Traslado*
Homes In Los Angeles For Sale- Search The Los Angeles MLS-Search the Los Angeles MLS right here for FREE-No need to log in to search the Los AngelesHome Search. You can search by price, rooms or map. All listing are up to date.
Copyright © 2011 By Stephen Munson & Luis Montejano-Munson-Montejano Realty –Homes In Los Angeles For Sale*Homes In Los Angeles For Sale- Search The Los Angeles MLS*
MLS in Los Angeles|Munson-Montejano Realty- Search the entire Los Angeles MLS completely free. Search by Price, neighborhoods, Bedrooms, baths, square footage and by home map search. See all homes in La that are listed in the Los Angeles MLS for sale including, single family, condos and town homes.
Copyright © 2011 By Stephen Munson & Luis Montejano- Munson-Montejano Realty-MLS in Los Angeles|Munson-Montejano Realty*MLS in Los Angeles,home map search,homes in La,MLS in Los Angeles,Los Angeles MLS*
Some of my personal favorite dining spots include: “Cliff's Edge”, “Gindergrass”, “Silver Lake Wine”, “Madame Matisse”(for breakfast), “Dusty's”, “The Desert Rose” in Los Feliz, “Masa” in Echo Park for great deserts & Chicago style pizza and of course “Two Boots” for their great Louisiana style pizza.
And let’s forget the eclectic night life scene and all of the neighborhood coffee houses such as Intelligentsia for coffee.
As someone who is passionate about architecture, I really appreciate the variety of home types including craftsman, Spanish style and contemporary homes and buildings you will see throughout the Silver Lake-Echo Park and adjacent neighborhoods.
Silver Lake adjacent neighborhoods include: Atwater Village, Echo Park , Mount Washington, Glassell Park, Eagle Rock andLos Feliz.
Did you know this about Silver Lake?
Walt Disney-In the 1930s, Walt Disney built his first large studio in Silver Lake at the corner of Griffith Park Blvd and Hyperion Avenue, now the site of Gelson's Market. (Source Wikipedia)
Famous Residents-Tom Hanks & Kiefer Sutherland are just two of many of Silver Lakes famous residents.
If you are thinking of moving to Silver Lake or one of its adjacent neighborhoods the start your search here and check out my “Urban Digs” Hot Property List that goes directly into your email box with photos, addresses, prices and every detail you want to know about every new listing that comes on the market in the Silver Lake, Atwater Village, Echo Park, Mount Washington, Glassell Park, Eagle Rock and Los Feliz neighborhoods.
Watch this YouTube video and Learn more about The Urban Digs Hot Property List
Or...
Are you looking to buy a home in Silver Lake and other areas throughout Los Angeles? Then start that search here and access the Los Angeles MLS for free and take complete control over your search for free.
Copyright © 2011 By Stephen Munson & Luis Montejano- Munson-Montejano Realty*Silver Lake Los Angeles|Munson-Montejano Realty-Silver Lake,Silver Lake Reservoir,Atwater Village, Echo Park , Mount Washington, Glassell Park, Eagle Rock,Los Feliz,Los Angeles MLS*
